Our SC Housing Mortgage Tax Credit Certificate (MCC) and SC Housing Homebuyer (BOND) programs are subject to county specific household income and sales price limits. Our bond program offers Forgivable Down Payment Assistance (DPA) with a zero percent (0%) interest rate and no monthly payments. The DPA is a second lien with 15-year (180 month) term. If the borrower(s) remain in the home for the full term, the lien is forgiven.
Please review our Income and Home Price Limits for full details.