Income/Home Price Limits

How to use the Guide

SC Housing is pleased to offer all new Forgivable Down Payment Assistance (DPA) with a zero percent (0%) interest rate and no monthly payments. The DPA is a second lien with 10 or 20 year terms based on the borrower(s) total household income. For borrowers with incomes at or below 80% AMI (Area Median Income) the term is 10 years. For borrowers with incomes above 80% AMI, the term is 20 years. If the borrower(s) remain in the home for the full term, the lien is forgiven.

Please review our 2021 Income and Home Price Limits for full details.