SC Homeowner Rescue Program Information

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What's Covered? (Types of assistance this program may provide)

  • Mortgage Payments
  • Mortgage Reinstatements
  • Delinquent Property Taxes
  • Delinquent Utilities 
  • Government or Nonprofit Down Payment Assistance Loans

Am I Eligible?

You may be eligible for SC HRP if you meet the following:

  • You are a South Carolina resident who owns and occupies an eligible property. 
    • An Eligible property is located in SC and is your occupied, primary residence.
    • An Eligible property is also one to four units--specifically, a single-family home (detached or attached), a condominium, or a mobile/manufactured home.
  • You have experienced a financial hardship associated with the COVID-19 pandemic that began or continued after January 21, 2020.
  • Your household income is equal to or less than 150% of your area median income (AMI) or $79,900 per year, whichever is greater. (Note: We will soon provide a calculator for you to estimate income eligibility). 
  • You have not received the same assistance from another federal, state, local, or tribal source. 

What Do I Need to Apply?

  • A Valid, Government-Issued Photo I.D. 
  • Proof of Home Ownership (deed, property tax bill, etc.)
  • Proof of income (tax return, W-2, 1099, etc.)
  • Copies of the following may also be required: mortgage statement, utility bill, HOA invoice, down payment loan statement

Note: The application portal requires your social security number but SC HRP will not request a copy of your Social Security Card.